PRISM Neural Networks

供应商：Retail Decisions

Retail Decisions’ PRISM® suite of products are dynamic neural network systems. They offer these on a licensed or outsourced basis and tailor them to provide predictive fraud detection for credit, debit and private-label cards, as well as retail fraud, e-commerce and money laundering.

SAS Fraud Management for Card Portfolios

供应商：SAS

The system was designed in partnership with HSBC Holdings plc., who have chosen to implement it as their global strategic fraud detection platform.

The SAS solution is the only fraud detection system that offers real-time scoring of accounts by looking at all card transactions – including purchases, payments and non-monetary transactions. This enables the detection and prevention of crime across the entire spectrum of fraudulent techniques employed by today’s criminals. No other system on the market offers this breadth of protection. In addition, the SAS solution offers:

• Complete integration with the industry’s latest anti-fraud measures, including chip and PIN technology.
• Proven SAS technologies for managing data and deploying predictive analytics.
• Sophisticated analytics based on multiple data sources.
• A flexible fraud platform that can grow along with your needs.

TietoEnator Card Suite Fraud Prevention

供应商：TietoEnator

TietoEnator offers stand-alone reporting and analysis tools for proactive fraud prevention that allows both issuers and acquirers:

• to reduce financial loss resulting from card fraud by effective monitoring of payment card based transaction activity at merchant locations (acquirer fraud) and cardholder activity (issuer fraud)
• to detect potential fraud at the earliest possible stage, take immediate fraud prevention activities, and improve transaction monitoring by prioritising cases to focus on the most important ones
• to save resources and increase operating efficiency by automated tracking processes of suspicious cardholder actions, merchant activities, and transactions
• to comply with the issuer and acquirer risk management requirements of the international payment card organisations reducing exposure to penalties for ineffective monitoring of transactions

The solution consists of two sub-modules, an issuer and an acquiring module, allowing a full perspective of fraud activities and prevention steps:

• The issuer module functions are designed for uncovering attempts of fraudulent card transactions, including stolen/lost/copied cards, as well as individual cardholder fraud attempts.
• The acquiring module is designed to detect possible fraud attempts at the point-of-sale, which includes the usage of stolen or counterfeited cards.

Falcon Fraud Manager

供应商：Fair Isaac

With its introduction of Falcon in 1992, Fair Isaac has been credited by industry parties with taking the lead in significantly cutting overall fraud basis points over the last decade.

Processing 65% of the world’s credit card transactions, Falcon detects fraud with pinpoint accuracy via proven neural network models and other proprietary predictive technologies. Debit, credit, oil and retail card issuers in numerous marketplaces rely on Falcon to detect and stop fraudulent transactions – and combat identity theft – in real time.